How to setup and use Apple Pay

2025-04-27 17:35:05admin

Setting up Apple Pay for contactless payments on your iPhone is easy as hell.

I was averse to using Apple Pay for a while. Something about it — putting my phone in the air above a card reader and having money taken out of my bank account — felt exceptionally odd. I was connected to the technology of yore, dedicated to using my physical plastic or cash money as long as I possibly could. But then the MTA — the corporation that controls public transportation in New York City — began encouraging commuters to tap their cards or phones to pay the entry to the trains. I used my card until, eventually, the task of taking my wallet out of my pocket and pulling a card out became too time consuming for me and the people behind me. I set up Apple Pay. I have not turned back.

Mashable Light Speed Want more out-of-this world tech, space and science stories? Sign up for Mashable's weekly Light Speed newsletter. By clicking Sign Me Up, you confirm you are 16+ and agree to our Terms of Use and Privacy Policy. Thanks for signing up!

There's a reason so many people use Apple Pay. Setting up Apple Pay for contactless payments on your iPhone might seem like a daunting task, but it's actually pretty easy — and using it is even easier.

Related Stories

How to download songs from Spotify
How to properly clean your AirPods
How to take a screenshot on a Mac
How to screen record on an iPhone
How to stack emojis in iMessage

SEE ALSO: How to take a screenshot on a Mac Total Time

5 min

What You Need

iPhone
credit or debit card

Step 1: Add a card to your Wallet

Navigate to your Wallet app and click the "+" icon in the top-right corner.

Add a card to your Wallet on your iPhone

Credit: Screenshot: Apple

Step 2: Choose "Debit or Credit Card"

Follow the steps to add cards to Apply Pay. Click "continue," and either take a photo of your card or manually enter the card's information.

Choose "Debit or Credit Card" to add a card to your Wallet to pay with Apple Pay on your iPhone.

Credit: Screenshot: Apple

Step 3: Pay with Apple Pay

To pay with your default card on an iPhone, simply double-click the side button on your phone, use your Face ID or enter your passcode, and point the phone at the card reader. When the card has been accepted, you'll see Done or a checkmark on the screen.